FREE INSURANCE ADVICE & SERVICES
I will put you in a stronger position through better deal or savings, or both...
FREE INSURANCE ADVICE & SERVICES
I will put you in a stronger position through better deal or savings, or both...
INSURING
PEOPLE
INSURING
ASSETS
Not all insurance policies are created equal. That’s why it’s important to get independently researched, professional advice, to find the policy and the provider that is right for you.
PERSONAL LIFE, RISK & MEDICAL
Life, Risk and Health Insurance are perhaps the most important protection available.
Life Insurance ensures that your family is not put under financial burden in the wake of an untimely death
+ Life Cover
+ Trauma Cover
+ Total & Permanent Disability
+ Income Protection
+ Mortgage Protection
+ Private Medical Protection
BUSINESS LIFE & RISK
While it’s the norm to insure your business assets, such as plants and equipment, Commercial or Business insurance protects the most important asset for your business – your people.
+ ACC Structuring
+ Business Ownership Protection
+ Key Person Protection
+ Business Debt Protection
+ Owner's Loss of Income
+ Succession Planning
PERSONAL FIRE & GENERAL
Insuring your personal assets protects your and your family’s wellbeing. Assets such as your home or car need protection from fire, flood, earthquake, burglary and other accidents that can result in damage
+ Home
+ Contents
+ Travel
+ Pet
BUSINESS FIRE & GENERAL
Just as you would you insure your personal assets, the assets of your business are a crucial part in protecting your livelihood.
+ Materiel Damage & Business Interruption
+ Machinery Breakdown
+ Liability
+ Motor Vehicle Insurance
+ Marine Insurance
+ Rural
FREE Lending AND MortgagES ADVICE & SERVICES
Get your mortgage structure right through my advice...
FREE Lending AND MortgagES ADVICE & SERVICES
Get your mortgage structure right through my advice...
LENDING & MORTGAGES
Purchasing a property or a business is one of the biggest purchases of your life. How your mortgage is structured will greatly affect your ongoing lifestyle – that’s why it’s important to get the right advice.
I work with all New Zealand’s major lending institutions to offer a wide range of lending options including new property purchases, mortgage refinancing and debt consolidation.
I can also show you how to pay your mortgage off earlier and save you hundreds of thousands of dollars in interest.
BUYING YOUR FIRST HOME
Buying your first home is an exciting milestone. But it can also be a lengthy and stressful process dealing with banks, lawyers and real estate agents.
One of the biggest mistakes people make when buying their first home is not shopping around to find the best mortgage deal.
I make this process straightforward and stress free, giving you the ability to make the best decisions for you and your family. I work with all of New Zealand’s major lending institutions and can advise you on the most suitable mortgage products and structures.
With the correct advice and the right loan structuring, you can save hundreds of thousands of dollars on interest and pay off your mortgage years earlier – so you can have more money for that holiday or boat.
BUYING YOUR INVESTMENT PROPERTY
Property investment is a key investment strategy for many people and Haven draws on its experience in accounting, insurance and mortgages to ensure our clients receive the best advice when considering a property investment.
I’ll not only manage your mortgage process to negotiate the best lending rates available, but can also provide advice and assistance for you to create a solid investment plan and identify when to reinvest.
Utilising Haven’s Accounting team, we can also supply updated commercial information to support your investment property, and ensure you are managing this in the best way possible, such as paying the correct level of tax.
Testimonials
Testimonials
“Thanks Fred for the hard work and extra mile you go for me and my family. Any body who reads this needs to know that Fred is professional with his approach, very thorough with the details, follows up when he says he will and I feel he is genuine and really understands the importance of customer service and satisfaction.”
